People write checks instead of using plastic or cash for many reasons. One of these is that checks are mainly more secure. Anyone who steals someone’s wallet or wallet can access all of the cash, checks, or cards in the stolen item, but using a checkbook is much more difficult. An identifier is always required to purchase something with a check, and while checks are welcome almost everywhere, most lower-end stores will not take them from someone the employee doesn’t know personally. For the legitimate owner of a checkbook, there are very few problems with using checks to make purchases, but for someone with the wrong name and face, these handy little tools aren’t easy to use. Stolen checks are almost useless for the criminal.

Another reason to use a Intercheck instead of cash or plastic is that the checkbook provides an easy way to monitor where the money is going. The process of writing down the actual check and then writing the amount into the register makes it easy to track the consumer’s spending habits and thus easier to keep under control. In this financial climate, anything that can help keep spending within the budget is a very good thing. Ultimately, it is not the amount of money that was spent that very important but the amount that remained. Check books can be a great tool to keep track of money that is still available for expenses.

Budgeting is another reason to use checks. With the log in plain sight, it’s easy to figure out what is necessary and what is less important. Keeping family financial transactions open and accessible to all responsible parties keeps the budget constant in everyone’s mind when they spend money. Very few people set out to destroy a family’s financial resources, and checks can help prevent this outcome from accidentally or negligently. Checks by their very nature are serious and formal financial instruments, and as such, they are the least trivial use. Money is a serious business, and the means for spending it should be serious as well.

The final reason why people use checks is that every check can be a statement of the user’s personality. Whether it’s pictures of small furry animals, mountains, or the American flag, everyone can choose what they get in their checks. Rarely does a person in the financial world get a touch of him or herself in the mix, and designer checks are one easy way to do this. A person’s money is a necessary thing in modern life, and the way it is spent is very important for financial responsibility. When using individual financial instruments like checks, a person can add a bit of whimsy to a typically sober formal transaction.