UFT, or Unfilled Targeted, Dental Plans were developed by the Dental Association of Canada in partnership with the Canadian Dental Association. This is a group of over 1200 participating dentists, many of whom are located throughout the country. Through this dental plan, you will be able to get your teeth filled, without having to worry about whether you have the money to pay for it.
What if you do not have dental insurance? If you are one of the forty million Canadians without dental insurance, there is a solution to the problem. Through UFT you can receive a dental filling, at a fraction of the cost of regular dental insurance. This is ideal for individuals who have experienced a recent serious accident, or those who just want to save some money for emergency situations.
Visit dentist’s office
You can apply for UFT dental plans at any participating dentist’s office. When you do so, ask the receptionist to give you a list of participating dentists in the area. Some dental plans only cover dentists within a specific area, such as in Toronto. In this case, find out which dentists are listed closest to you, and call them each to find out their prices for your needs.
Contract basis
Most dentists work on an annual contract basis. Therefore, it is important that you make sure your dentist is listed on your plan. If they are not on the list, call all of the dentists listed on their website to find out what kind of plan they offer. Many dentists offer both an annual contract and a specialty plan. If you need coverage for a particular type of procedure, check out the website of the dentist closest to you.
UFT dental plans
UFT dental plans are usually very affordable. The cost is based on how much you need to pay for each treatment, so it will depend on how often you go to the dentist. If you visit your dentist less than once a year, you may be able to pay a little more for coverage. If you visit the dentist regularly, however, you can expect your premiums to be quite a bit lower.
Cost
In addition to the price of the dental plan itself, there are other costs involved with having one. Usually, if you go to a participating dentist, you will be required to pay a co-pay. This is simply a set amount that the dental practitioner charges for their services. You can save money by choosing a low co-pay, but be aware that if you choose a high co-pay it may mean that you will have fewer treatments or even be required to go without treatment for a period of time.
When you start looking for a UFT plan, you should consider what exactly you want covered. If you need only a few procedures, you can probably get away with a plan that does not have as many treatments. If you need a variety of procedures, you may be better off going with a more comprehensive plan. Make sure that you read the fine print before signing up for a plan.
If you are in need of some dental care right now but cannot afford it, you can do two things. First, you can contact a family member who already has coverage and get a referral. Second, you can contact a local family dentist and see if they are willing to treat you for free, or if they are willing to accept a payment plan to help you pay for your treatment. It can sometimes be much easier to get the treatment you need through a dental care provider than through a dentist’s office.
